It is impossible to thoroughly fortify your health against ailments for the rest of your life. After all, life is unpredictable and misfortunes can strike at any time. But that shouldn’t stop you from preparing for the worst – especially when it comes to securing your health. That is why we have curated six comprehensive plans to guarantee your access to the best healthcare facilities, no matter where you are.
Under the HealthPlus scheme, you are sure to find a plan suited to your budget and requirements. We have plans starting from a cover limit of AED 150,000 to AED 5,000,000. You can also choose between local and global coverage.
Secure your well-being with Sukoon today.
Total Annual Limit Coverage and Attached Benefits
| Plan Name | Prime | Pro | Max | Home | HomeLite | Safe |
| Indemnity Limit | 5,000,000 | 3,000,000 | 500,000 | 250,000 | 250,000 | 150,000 |
| Basic Territory for Elective and Emergency Treatment | Worldwide (excluding USA and Canada) | Worldwide (excluding USA and Canada) | Worldwide (excluding USA and Canada) | UAE, Arab Countries and Southeast Asia | UAE, Arab Countries and Southeast Asia | UAE, Arab Countries and Southeast Asia |
| Extended Territory for Emergency Treatment Only | Worldwide | Worldwide | Worldwide | Worldwide | Worldwide | Not Covered |
| Network Type | Premium | Edge | Signature+Medcare | Signature | Advance | Vital |
| Inside UAE | ||||||
| Inpatient coinsurance | - | - | - | - | - | 20% |
| Outpatient Consultation Deductible/Coinsurance | 10% | 10% | 10% | 10% | 10% | 10% |
| Pre-existing conditions | ||||||
| Within UAE (subject to exclusions) | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 |
| Outside UAE | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 |
| Maternity | ||||||
| Normal Delivery | 25,000 | 20,000 | 15,000 | 10,000 | 10,000 | 7,000 / 10,000 |
| Medically Necessary Caesarean Section (C-Section) | 25,000 | 20,000 | 15,000 | 10,000 | 10,000 | 10,000 |
| Other Benefits | ||||||
| Basic Vaccination: Vaccines for children (0-6) as per MOH mandatory schedule | Covered | Covered | Covered | Covered | Covered | Covered |
| DHA minimum preventive services, including Diabetes screening, Hepatitis C virus screening and treatment, Hepatitis B virus screening and treatment, Adult Pneumococcal Conjugate vaccine, Herpes Zoster vaccine (for Dubai visa holders)** | Covered | Covered | Covered | Covered | Covered | Covered for coma |
| Airfare for Treatment Outside the UAE (limited to geographical area specified) - reimbursement | Covered | Covered | Covered | Covered | Covered | Covered |
| Optional Benefits | ||||||
| Organ Transplant - Kidney, Liver, Lung, Pancreas, Heart, and Small Bowel. For Dubai, DHA regulatory guidelines shall apply. For Northern Emirates, extent of coverage shall be in line with the Table of Benefits as per policy terms |
Dubai: Covered up to
100,000 Northern Emirates: Covered up to 25,000 |
Dubai: Covered up to
100,000 Northern Emirates: Covered up to 15,000 |
Dubai: Covered up to
100,000 Northern Emirates: Covered up to 10,000 |
Dubai: Covered up to
100,000 Northern Emirates: Covered up to 10,000 |
Dubai: Covered up to
100,000 Northern Emirates: Covered up to 10,000 |
Dubai: Covered up to
100,000 Northern Emirates: Covered up to 10,000 |
| Home Nursing following Inpatient Treatment (reimbursement) | Covered up to 15,000 | Covered up to 15,000 | Covered up to 15,000 | Covered up to 15,000 | Covered up to 15,000 | Covered up to 15,000 |
| Mental Health/Psychiatric Treatment other than those mandated by DOH for Abu Dhabi schemes and DHA for Dubai schemes (reimbursement) with 30% coinsurance*** | 15,000 | 10,000 | 7,500 | 5,000 | 5,000 | 5,000 |
| TruDoc Telehealth - Free consultation - No booking of appointments is required |
Covered | Covered | Covered | Covered | Covered | Covered |
| Personal Accident Benefit - Death due to Accident (subject to terms and conditions) | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 |
| Personal Accident Benefit - Permanent Total Disability due to Accident (subject to terms and conditions) | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 |
| Assist America Package |
||||||
| Emergency Medical Evacuation - activated at | 120 km | 120 km | 120 km | 120 km | 120 km | 120 km |
| Medical Repatriation - activated at | 120 km | 120 km | 120 km | 120 km | 120 km | 120 km |
| Repatriation of Mortal Remains - activated at | 0 km | 0 km | 0 km | 0 km | 0 km | 0 km |
| Second Medical Opinion | Covered | Covered | Covered | Covered | Covered | Covered |
| Wellness Benefit | ||||||
| Wellness Health Check-Up | 3,000 | 1,000 | 500 | - | - | - |
| Alternative Medicine (with no co-insurance) | 5,000 | 3,000 | 3,000 | - | - | - |
| Dental Benefit* (with 20% co-insurance, for HomeLite and Safe Plans 30% coinsurance applies) | 4,000 | 2,000 | 1,000 | 1,000 | 500 | 500 |
| Optical Benefit (with 20% co-insurance) | 1,500 | - | - | - | - | - |
Benefits shown in the table above are for illustrative purpose only. The exact extent of coverage may vary depending on implementing regulations of the respective Emirate.
Notes
* HealthPlus - Nonbinding Indicative Rates (shown on website or received from portal).These rates exclude VAT and Policy fee (in AED value). These rates are subject to change in case of any regulatory changes or upon review of Medical Application Form and Medical Declaration from the applicant.
** Individuals holding valid visa of Dubai shall be covered as per DHA mandate.
*** For details of benefits of any selected plan, please refer to Table of Benefits of respective plan issued in a separate document.
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Call us at 800 SUKOON (785666) for more information and to enrol over the phone.
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Apply in Person
Walk into one of our branches to get information, apply, and enrol in person.
