Operating in the region for the past 49+ years, we've come to understand that peace of mind is a big factor for people buying insurance. It is an even bigger factor for those considering home insurance.
Home Umbrella, our best-in-class comprehensive home insurance cover, is designed with this in mind. Which is why our home insurance protection is like none other.
There is a whole list of built-in and additional benefits and covers that Home Umbrella comes with. Whether you're a homeowner or a tenant, we've got you covered for everything from your building and home contents to personal belongings and domestic helper(s).
With us by your side, you are just a call away from rescue. Our 24*7 emergency repair services can assist you with fixing unexpected damage to your home installations that are worth AED 2,100 per year, with each of the three call-outs valued at AED 700. We are well-equipped to handle your urgent needs and can assure you reliable services. The new service will cover the repair costs of damage caused to piping, electrical supply, glazing and locks or doors.
| SCOPE OF COVER | LIMITS IN AED |
| Fire and Allied Peril / Accidental Damage | As per Policy Schedule/Property Value |
| Loss of Rent or Alternative Accommodation | 20% of the Building Sum Insured up to a max of 500,000 |
| Breakage of Fixed Glass and Sanitary | 10% of Building Sum Insured |
| Damage to Services (Pipes and Cables) | 10% of Building Sum Insured |
| Removal of Debris | 10,000 per claim/aggregate |
| Owner’s Legal Liability to the Public | 3,000,000 In aggregate |
| Water and Cooling Installations | 10,000 |
| SCOPE OF COVER | LIMITS IN AED |
| Fire and Allied Peril / Accidental Damage to Household Contents | As per Policy Schedule/Total Contents Value |
| Loss of Rent or Alternative Accommodation | 20% of the Contents Sum Insured Up to a max of 500,000 |
| Household Removals | 10% of the Contents Sum Insured |
| Fatal Injury Benefit | 70,000 |
| Occupiers Personal and Employers Liability | 3,000,000 |
| Tenant’s Liability | Up to 1,000,000 |
| Theft of Keys | 3,000 |
| Visitor’s Personal Effects | 2,500 |
| Food Spoilage | 5,000 |
| Contents Temporarily Removed | 20% of Contents Sum Insured |
| Contents in Open | 5,000 |
| SCOPE OF COVER | LIMITS IN AED |
| Accidental Damage to: Personal Belongings, valuables, Portable Equipments | As per Policy Schedule/Total PB Value |
| Loss of documents (Passport, driving license, work permit and residence permit) | 1,000 per document and 3,000 in aggregate |
| Personal Money and Credit Cards | 2,500 |
| SCOPE OF COVER | LIMITS IN AED |
| Accidental Death | 35,000 |
| Accidental Medical Reimbursement | 10,000 |
| Repatriation (Accidental Death) | 5,000 |
Apply by Phone
Call us at 800 SUKOON (785666) for more information and to enrol over the phone.
Apply by Email
Apply in Person
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